- Group Medical Plans
- Dental Insurance
- Disability Protection
- Group Life
- Employee Assistance Plans
- Executive Life and Buy-Sell Plans
- Voluntary Benefits
- 401K Plans and Retirement Options
Group Medical Plans
Orion provides all options for group medical plans including HMO, PPO, HSA and HRA accounts. We have the expertise to design fully insured, partially self-funded, high deductible, or completely self-funded plans.
Providing a quality dental program is important for your employees and has a strong correlation to major medical health. Numerous studies show the direct link between oral health and overall well being. We provide HMO and PPO options in both fully insured and self-funded arrangements.
Orion designs effective short- and long-term disability plans to ensure your employees’ financial stability in the event of an accident or illness. Group plans are very affordable and round out a comprehensive employee benefits program.
Group life insurance is a very important coverage that is often the only life insurance protection some employees provide for their families. Plans can be structured to provide a base amount of insurance with buy up options at the low group rates. Coverage can be portable so employees can keep the insurance if they decide to change careers in the future.
A quality vision program is a very affordable option to include in a strong employee benefits program. Coverage can be designed to cover exams, frames and lenses, including contacts.
Employee Assistance Plans
Virtually everyone goes through life challenges that can be difficult to manage for them and their families. These situations can have serious detrimental effects on personal well-being and work performance. EAPs provide professional counseling and guidance in areas like finance, drug and alcohol addiction, and psychological issues.
Voluntary insurance options are a great way to enhance the employee benefits program without increasing the employer’s cost. The options are tailored to the demographics and utilization for your employee population.
401(k) Plans and Retirement Options
Defined contribution plans, such as 401(k) plans are the most popular employer-sponsored retirement plans in the United States. According to the U. S. Department of Labor, 80% of employers offer such plans and 80% of employees participate in their company plan. Plans can be designed with or without an employer matching contribution. Orion provides expert guidance on structuring and managing 401(k) plans so your employees can build a successful retirement.